19-5  Official Interest Rates of Deposits of Financial Institutions|19-5OfficialInterestRatesofDepositsofFinancialInstitutions|(%p.a.)|Item|Oct.20,2010|Dec.26,2010|Feb.09,2011|Apr.06,2011|July.07,2011|Jun.08,2012|July.06,2012|Nov.22,2014||Demand|0.36|0.36|0.4|0.5|0.5|0.4|0.35|0.35|Time|3-Month|1.91|2.25|2.6|2.85|3.1|2.85|2.6|2.35|6-Month|2.2|2.5|2.8|3.05|3.3|3.05|2.8|2.55|1-Year|2.5|2.75|3|3.25|3.5|3.25|3|2.75|2-Year|3.25|3.55|3.9|4.15|4.4|4.1|3.75|3.35|3-Year|3.85|4.15|4.5|4.75|5|4.65|4.25|4|5-Year|4.2|4.55|5|5.25|5.5|5.1|4.75|4||a)TheupperlimitofdepositratesofferedbyfinancialinstitutionsisthebenchmarkrateofRMBdepositsstipulatedbythePBC,whilethelower|limitiszero.